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CONSUMER CREDIT DEBT AND BANKRUPTCY
  • JOHANNA NIEMI IAIN RAMSAY AND WILLIAM C WHITFORD 著
  • 出版社： OREGON
  • ISBN：1841132586
  • 出版时间：2009
  • 标注页数：453页
  • 文件大小：21MB
  • 文件页数：462页
  • 主题词：

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图书目录

Introduction&Johanna Niemi， lain Ramsay， William C Whitford1

Ⅰ Changing Consumer Credit Markets11

1. Inequality and Access to Financial Services&Gregory D Squires11

2. The Political Economy of Consumer Credit Securitization： Comparing Predatory Lending in Home Finance in the US， UK， Germany and Japan&Christopher L Peterson31

3. Consumer Overindebtedness in Brazil and the Need for New Consumer Bankruptcy Legislation&Claudia Lima-Marques and Antonio Benjamin55

4. ‘Wannabe WAGS’ and ‘Credit Binges’： The Construction of Overindebtedness in the UK&lain Ramsay75

Ⅱ Topics in Consumer Credit Regulation91

5. Overindebted Households and Law： Prevention and Rehabilitation in Europe&Johanna Niemi91

6. ‘A Call to Arms’—For Regulation of Consumer Lending&Udo Reifner105

7. The Political Economy of the EC Consumer Credit Directive&Sefa M Franken129

8. Disclosure as an Imperfect Means for Addressing Overindebtedness： An Empirical Assessment of Comparative Approaches&Susan Block-Lieb， Richard Wiener， Jason A Cantone and Michael Holtje153

9. Prevention of Overindebtedness and Mechanisms for Resolving Overindebtedness of South African Consumers&Michelle Kelly-Louw175

10. The Myth of the Cautious Consumer： Law， Culture， Economics and Politics in the Rise and Partial Fall of Unsecured Lending in Japan&Souichirou Kozuka and Luke Nottage199

Ⅲ Consumer Overindebtedness and Insolvencies225

11. Making Sense of Nation-Level Bankruptcy Filing Rates&Ronald J Mann225

12. Overindebtedness and Financial Stress ： A Comparative Study in Europe&Catarina Frade and Claudia Abreu Lopes249

13. Bankruptcy in Germany： Filing Rates and the People behind the Numbers&Wolfram Backert， Ditmar Brock， Gotz Lechner and Katja Maischatz273

14. Elderly Consumer Weakness in ‘Withholding Credit’&Johannes Doll289

15. Two Decades， Three Key Questions， and Evolving Answers in European Consumer Insolvency Law： Responsibility， Discretion， and Sacrifice&Jason Kilborn307

Ⅳ Repayment Plans331

16. A Law-in-Action Approach to Comparative Study of Repayment Forms of Consumer Bankruptcy&Jean Braucher331

17. Debt Agreements Down Under&John Duns and Rosalind Mason355

18. Personal Bankruptcy in Korea&Soogeun Oh375

19. New Labour： More Debt—The Political Response&Michael Green393

20. Debt Counselling in the Shadow of the Court： The Dutch Experience&Nadja Jungmann and Nick Huls419

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