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CONSUMER LAW CASES AND MATERIALS THIRD EDITIONPDF|Epub|txt|kindle电子书版本网盘下载
- JOBN A.SPANOGLE 著
- 出版社： THOMSON WEST
- ISBN：031416152X
- 出版时间：2007
- 标注页数：853页
- 文件大小：47MB
- 文件页数：919页
- 主题词：
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图书目录
Chapter 1. Regulation of Voluntary Disclosure1
Section A. The Common Law Approach— Fraudulent Misrepre-sentations, Omissions and Other Devices1
Section B. The Statutory Approach—Federal and State34
Section C. Constitutional Limitations on Advertising Regulation106
Chapter 2. Compulsory Disclosure of Information123
Section A. Introduction123
Section B. Disclosure in Credit Transactions: The Truth in Lend-ing Act134
Section C. Disclosure in Other Transactions208
Section D. An Evaluation—Effectiveness of Mandatory Disclosure217
Chapter 3. Abuses at the Formation of the Contract221
Section A. The Deal That Is "Too Good to Be True"—Bait and Switch221
Section B. The Deal That Contemplates Finding Other Suckers—Pyramid Schemes and Referral Sales238
Section C. In-Home Solicitations and the "Cooling Off’ Period249
Section D. What Are the Terms of the Deal?—Herein of Shrin-kwrap, Clickwrap, Browsewrap and "Rolling" Con-tracts260
Chapter 4. Assuring Access to the Market279
Section A. Credit Reporting279
Section B. Credit Discrimination325
Section C. Perspectives: An Evaluation of the Costs and Benefits of Regulation of Access to the Market396
Chapter 5. Privacy and Consumer Transactions: Solicita-tions and the Collection of Information About Con- sumers399
Section A. Foundation399
Section B. Personalized Solicitations408
Section C. Sale of Consumer Information435
Section D. Online Privacy442
Section E. Perspectives453
Chapter 6. Consumer Accounts: Credit and Debit Cards,and More456
Section A. Overview456
Section B. Marketing Credit Cards and Other Payment Services457
Section C. The "Account" Paradigm: Changes in Terms; Fees and More Fees470
Section D. Billing Disputes: Account (Mis)management484
Section E. Unauthorized Use495
Section F. Emerging Payment Systems and Issues512
Chapter 7. Cutting Off Consumer Claims and Defenses: Consumer Product Warranties and Third Party Fi-nancing524
Section A. Introduction524
Section B. Consumer Product Warranties: The Quest for an Effec-tive Remedy526
Section C. The Demise (and Rebirth?) of Special Protection to Third-Party Lenders (Holders in Due Course)584
Chapter 8. Abusive Collection Practices619
Section A. Foundation619
Section B. Controls on Collection Abuses Under the Common Law and the Fair Debt Collection Practices Act630
Section C. Special Issues Arising Under the FDCPA (Lawyers Be- ware: Liability Lies Ahead)656
Section D. Foreclosing on Security673
Chapter 9. Predatory Lending (Including Pricing Issues)681
Section A. Foundation681
Section B. Perhaps the Oldest Form of Predatory Lending Regula- tion: Usury Laws681
Section C. General Predatory Lending Statutes689
Section D. Special Predatory Lending Issues729
Section E. Perspectives766
Chapter 10. Private Enforcement of Consumer Rights768
Section A. How Do Dissatisfied Consumers Behave?769
Section B. Approaches to Make Dispute Resolution More Afforda-ble for Consumers772
Section C. Arbitration804
INDEX847